Underwriting & Client Documentation
Our institutional lending partners and utility auditing networks require a specific set of documentation to deploy capital, restructure debt, and optimize rates. Apex Funding Capital streamlines this into a single, secure intake process—nothing else is required from you.
What we collect from every client
Legal entity informationDBA, EIN/Tax ID, physical address, and billing address.
Financial snapshotsRecent business bank statements required for underwriting.
Utility & account detailsProvider, account numbers, and current contract end dates.
Authorized signer credentialsFull name, title, and email of the binding authority.
Signed Application & LOAAuthorization to underwrite your file and pull historical utility data.
TCPA contact consentWritten consent for communications regarding your funding offers.
What our lending and supplier platforms require from us
KYC / AML verificationMandatory compliance checks performed for all active operating states.
Active Brokerage & Partnership AgreementsMaintained continuously with our network of institutional lenders.
Data Security & Data Handling AttestationsStrict adherence to financial data privacy and encryption standards.
Corporate General Liability & Cyber InsuranceComprehensive coverage maintained to protect client data and operations.
Regulatory compliance we hold ourselves to
TCPA (Telephone Consumer Protection Act)Express written consent captured for outbound communications.
Commercial Finance DisclosuresAdherence to state-specific transparency laws (NY, CA, FL, etc.) regarding B2B financing.
ESIGN Best PracticesTime-stamped, IP-logged digital signatures stored securely.
Strict Data HandlingFinancial and utility data is shared strictly with vetted partners for the sole purpose of generating term sheets. Never sold.
Ready to start?
The entire intake process requires less than 5 minutes. We handle all partner-facing documentation on your behalf.
Start a compliant application