Terms of Service
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These Terms of Service (the "Terms") govern your access to and use of the Apex Funding Capital website and its associated services (the "Service"). By accessing our platform, you agree to be bound by these Terms.
Who we are
Apex Funding Capital is a commercial finance brokerage and utility optimization firm. We facilitate business funding, structure debt consolidation, and advise on utility rate optimization. We are not a direct lender, utility provider, or retail electric provider.
Eligibility
You must be at least 18 years of age and possess the legal authority to bind your business entity to these terms, as well as to any subsequent funding applications or Letters of Authorization (LOA).
Authorizations (Funding & Energy)
By submitting an application, you authorize Apex Funding Capital to review your business banking data for underwriting purposes. For energy services, the LOA authorizes us to request your utility usage, rate, and billing details. We will never alter your utility service or lock you into a funding contract without your separate, explicit, written approval.
Compensation
We do not charge upfront application fees. For working capital and consolidation programs, our compensation is factored directly into the terms of your final funding agreement. For utility optimization, we share in a percentage of the verified savings. All fee structures are transparently disclosed prior to execution.
No Guarantees
Any funding offers, consolidation terms, or projected savings are estimates based on your submitted financials, current utility tariffs, and market conditions. Actual funding approvals and savings vary and are never guaranteed. Nothing on this site constitutes legal, tax, or financial advice.
Client Obligations
You confirm that all submitted banking statements, revenue data, and utility bills are accurate and legally belong to your business. You agree not to use our platform for fraudulent purposes or submit information for accounts you do not own.
Communications & TCPA
By providing your contact details, you expressly consent to receive communications from Apex Funding Capital via phone, email, and SMS regarding your application, funding status, or savings analysis. You may opt out of marketing communications at any time.
Limitation of Liability
To the maximum extent permitted by applicable law, Apex Funding Capital and its partners are not liable for any indirect, incidental, special, or consequential damages, or loss of business revenue arising from the use of our Service.
Changes
We reserve the right to update these Terms at any time. Continued use of the Service following any modifications constitutes acceptance of the revised Terms.
Contact
Email [info@apexfundingcapital.com] with any questions regarding these Terms.